M8: the AI copilot for European insurance

Born inside brokerage and built for the field: M8 Core Engine turns quotes, policies, and KIDs into structured, auditable data exposed via API.

API v1 live • AWS Milan (EU)
Proprietary schemas • Source hierarchy
Audit trail & source citations

💡 Investment thesis

Problem

Regulated yet heterogeneous documents (IDD, PRIIPs, MiFID II, SFDR): manual comparison, high costs, error risk, and poor transparency for end customers.

Solution

M8 Core Engine: extracts and normalizes onto M8 schemas, linking each field back to its source with a full audit trail. Structured data, not just text.

Why now

Pressure on productivity and compliance, LLM maturity, and EU‑compliant infrastructure. Validation on real flows (anchor case).

Scalability

Common EU standards → reuse of schemas with light localizations (language, templates, practices). EU roadmap over the next 24–36 months.

🛡️ Differentiation

Built in the field

Real brokerage know‑how → schemas that reflect practice, not just theory.

AI layer + rules

LLMs combined with source hierarchies and multi‑step validations for reliability and transparency.

Protected IP

Proprietary technology under SIAE deposit protecting intellectual property.

EU‑first

EU hosting (AWS Milan). Customer data is not used to train external models.

🧭 Market & GTM

Phase 1 — Italy:
digital brokers, comparators. 4–8 week pilots with measurable KPIs.

Phase 2 — Advisory networks:
10–20 advisors, high compliance pressure. Turn‑key packages.

Phase 3 — EU:
common standards (IDD/PRIIPs/MiFID II) → light localizations and local partnerships.

Developer enablement:
JS/Python SDKs, demo environments, docs and ready‑to‑run examples.

🗺️ Roadmap

💼 Seed round open — €300,000
Milestone‑based tranches. Use of proceeds: team, product, go‑to‑market.
Go to form

  1. 0–6 months

    Pilots with 1 anchor case + 1 network; enrich retail P&C schemas; first audit tools (conversational logs, citations).

  2. 6–12 months

    API v2, compliance checks on mandatory fields, essential audit dashboard; first recurring revenues (entry/mid/enterprise).

  3. 12–24 months

    Language/template localizations; extend to commercial policies and IBIPs; partnerships with software houses/associations.

  4. 24–36 months

    Enter 2 EU markets; enterprise features (extended SSO, second‑level audit, advanced monitoring); cross‑border contracts.

Let’s talk 🤝

Request a call, the business plan or the pitch deck. We reply within 1 business day.

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